How Much Money Should I Save?
Maintaining a savings balance will go a long way toward peace of mind and security. However, data shows that only 39% of American households have enough saved to cover an unexpected expense of $1,000 or more. Savings are necessary for emergencies, but they can also help accomplish long term financial goals such as college funds and retirement or even…
Paying a little can cost a lot: Why minimum credit card payments are not your friend
Accepted the world over, credit cards turn money into something magical: a plastic genie emerging from wallets and purses, bestowing purchasing power and rewards to all who swipe and sign. In practice, the credit card has become an indispensable financial tool…but it comes with a price. When you make a purchase with your credit card, it’s not your money;…