Want to save money long term? Certificates of Deposit offer higher interest rates in exchange for leaving money untouched for any period of time, from 31 days to 5 years.

• Better returns than most savings accounts
• Fixed rates
• Various terms available
• Penalty for early withdrawal
• FDIC insured

SPECIALS!

5 month CD 3.90% APY*

7 month CD 3.65% APY*

11 month CD 3.40% APY*

Contact your local Honor Banker today to take advantage of our CD specials!

*Certificate of Deposit available only for accounts up to $250,000 per household to customers in Benzie, Grand Traverse, Leelanau, Manistee, Wexford, Emmet, Charlevoix, Cheboygan, Otsego, Mason, Oceana, Muskegon, Lake, and Mecosta County. The annual percentage yield is effective December 2, 2024, and requires a $10,000 minimum opening balance to obtain the stated APY. Deposit accounts FDIC insured up to $250,000. Retirement accounts FDIC insured separately up to $250,000. 11-month CD interest is paid quarterly. 5-month and 7-month CD pays interest at maturity. 7-month and 11-month CDs convert to 12-month CD. 5-month CD converts to a 6-month CD at maturity. A penalty may be imposed for early withdrawals. To obtain the stated APY, minimum balance requirements must be met. Fees could reduce the earnings on accounts.