When you find the perfect spot for your future home, Honor Bank can help! We’ll set you up with a northern Michigan land loan or lot loan so you can start planning the home of your dreams.

Our vacant lot and land loans have competitive rates and require as little as 25% down.

When your plans are finished and you’ve selected your building contractor, the remaining balance on the loan may be paid off with a no-hassle construction loan from Honor Bank.

Make Honor Bank Your Trusted Lender

Did you know that local banks and lenders are more likely to grant land and lot loans in Michigan than national banks and lenders are? With in-depth knowledge of the northern Michigan real estate market, Honor Bank understands your financing needs and the potential of that piece of land you’ve been admiring. Our lot and land loan experts will be glad to discuss your circumstances and recommend your best loan options for buying land in northern Michigan.

If you already own a house and are purchasing land for a second home, you may want to consider taking a home equity line of credit (HELOC). For many buyers who already own their primary residence, HELOC can be an easy and affordable way to finance a vacation home or investment property.

Lot and Land Loans from Honor Bank

When you’re ready to take the next step toward land ownership, call Honor Bank at 877-325-8031. Or you can complete our online contact form at your convenience. A member of our mortgage team will be glad to help you through the process of getting a loan for land.